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Buell Forum » 1125R Superbike Board » Archives 001 » Archive through March 01, 2009 » Please post your 12 month insurance quotes here! » Archive through February 01, 2009 « Previous Next »

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Mrncgy1
Posted on Saturday, January 31, 2009 - 05:46 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Mine From Dairyland is $1,839.92 for 12 months... I'm Pissed
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Adoogie3
Posted on Saturday, January 31, 2009 - 05:55 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$252.00 a year state farm insurance
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Krassh
Posted on Saturday, January 31, 2009 - 05:57 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$370 for 12 months on the Buell.
$186 for 12 months on the KTM.
$396 for 12 months on the Harley.

For a total of $952/year.

42 years old clean record.

This is full coverage through Geico with $100 deductibles on all 3 comp/coll.

(Message edited by Krassh on January 31, 2009)
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Texastechx1
Posted on Saturday, January 31, 2009 - 06:09 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Mine From Dairyland is $1,839.92 for 12 months... I'm Pissed

I may not have an 1125r BUT Dairyland pulled the same BS with me, mine went from 800-2500!!! I switched to progressive, $575 a year for full coverage on a 02 X1, 22yrs old, 1 wreck and 1 BIG speeding ticket!
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Kttemplar
Posted on Saturday, January 31, 2009 - 06:14 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$928 From Geico.

full coverage+

I have an extra 10,000 in property damage.

This is also in NY with a $500 deductible

(Message edited by kttemplar on January 31, 2009)

(Message edited by kttemplar on January 31, 2009)
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Adoogie3
Posted on Saturday, January 31, 2009 - 06:16 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

state farm is by far the cheapest
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4cammer
Posted on Saturday, January 31, 2009 - 06:28 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

309.00 yr from Geico, full coverage. Sorry....that is for a '07 XB9R.

(Message edited by 4Cammer on January 31, 2009)
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Sleez
Posted on Saturday, January 31, 2009 - 06:32 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

98 S1W, 2000 Blast: State Minimums
2008 Uly: Full Coverage

411.00/ yr w/Progressive through my agent.
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Dynasport
Posted on Saturday, January 31, 2009 - 06:35 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

240 a year for my HD with 500 deductible from Allstate. I had Progressive before and was paying $500/yr. Then I had the bright idea to call around.
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Eagle1
Posted on Saturday, January 31, 2009 - 06:39 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$675/yr through Dairyland

That was when I was 24 with a clean record. I'm hoping for a discount now that I turned 25 (and I'll be getting married this year.)
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Dano_12s
Posted on Saturday, January 31, 2009 - 06:49 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I hope someone can chime in that can recommend the right coverages[stacked,unstacked,uninsured ect.]I had a friend go down in Oct.,other drivers fault,he had min.coverage.He had a 2 Mo.stay in a nursing home,he's ok but got us thinking about policy limits.
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Ron_luning
Posted on Saturday, January 31, 2009 - 07:02 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$320 a year with USAA (military or military family to enroll), with medium liability level, $0 deductible for comprehensive, and $50 deductible for collision.
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Tonedeath
Posted on Saturday, January 31, 2009 - 07:12 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

state farm is not the cheapest they dont even like inshuring bikes
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Jleblanc26
Posted on Saturday, January 31, 2009 - 07:37 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

2482/yr, thats 241/month at GEICO. thats still alot by any standard. its because the bike is registered near the bike theft capital of Louisiana. New Orleans

progressive wanted 600/month!!!! because i live near New Orleans. i was about to drop the phone when she said that.
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Jleblanc26
Posted on Saturday, January 31, 2009 - 07:40 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Get uninsured motorist, with all the dumba$$s running around with no insurance. A car pull out in front of me in Metairie, totaled bike and put me in the hospital, and i was worried for 3 days that he didn't have insurance, but thank god he did. Don't take any chances.
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Samcol
Posted on Saturday, January 31, 2009 - 07:49 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

26 years old, dui speeding ticket, totaled 05 xb in wreck, 08 1125r $2,100 full coverage grange insurance. most places wanted $3,800 plus
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Adoogie3
Posted on Saturday, January 31, 2009 - 08:04 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

State farm is the cheapest .Ive been told by progressive and gieco that they cant even touch state farms prices and was also told good luck getting insured by them .I did!!You have to have a good record for them even to insure you on a bike .It also helps to have a multi auto plan also.I checked my bill 20.97 a month 251.64 a year
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Zac4mac
Posted on Saturday, January 31, 2009 - 08:21 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Base liability - 130.00 for 12 months - Progressive.
54 y.o. One ticket per year average, only one tho in last 3 years.
260 for same coverage on an 86 Cherokee, but only 6 mos.

Z
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Jjr1125
Posted on Saturday, January 31, 2009 - 08:32 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Wow!
I guess I didn't know how good I have it. I'm 52 years old,married and no tickets. I have 4 bikes and the 1125R costs me a total of $509 a year from Progressive. $500 deductible, $5,000 medical, $100,000/$300,000 bodily injury liability and $50,000 property damage. It also covers $3,000 in accessories.
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Sleez
Posted on Saturday, January 31, 2009 - 08:40 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

progressive beat statefarm for me by about 6.00/yr
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Xl1200r
Posted on Saturday, January 31, 2009 - 09:31 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

state farm is not the cheapest they dont even like inshuring bikes

When I had my 2004 Sportster, State Farm (who I also have an auto, life and home policy with), was HUGE money.

When I went to insure my XB12R, State Farm was the cheapest by literally thousands. It even went down once I bought the 1125.

Right now (from memory):
2009 Buell 1125CR - $350-ish a year
1964 HD Sportster - $75-ish a year (yes, $75)

Full coverage (likely more than I really need), $500 deductible in New York State.
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Adoogie3
Posted on Saturday, January 31, 2009 - 10:10 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

full coverage ,500 hundred deductable and 100,000.00 per person. total accident 300,00.00.and your right Xl1200r when i got my r it went down from my xb price .go fiqure
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Luisemilio25r
Posted on Saturday, January 31, 2009 - 10:22 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

606.72 a year with Arrowhead. 1 Accident, several speeding tickets. 30 y/o. on 1125r
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Jmr1283
Posted on Saturday, January 31, 2009 - 10:35 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

just shy of 900yr. dairyland. for my 1125r
I only have one more point left before they take my license.
1 O.U.I (driving under the influence) blew .11 when the limit is .08 . it sucked.
other tickets were excessive speeding.

geico insurance has full coverage on my truck, and they wouldnt even insure my bike.
progressive was 3000 yr or something crazy like that.

i live in maine. no auto theft here. so i guess im lucky that they dont have to add soemthing like that to their figuring sheet.
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Jmr1283
Posted on Saturday, January 31, 2009 - 10:36 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Texastechx1 - why did urs jump up in cost>?
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Boogiman1981
Posted on Sunday, February 01, 2009 - 02:50 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

damn i am looking at 4500 a year with uninsured coverage. i had a honda shadow that was 375 a year before uninsured and about 900 a year after. guess i need to shop around.
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Steeleagle
Posted on Sunday, February 01, 2009 - 05:57 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

'08 1125R: $478/year with Cincinnati for full coverage $250k/$500k with $500 deductible.

'09 HD V-Rod: $565/year, same coverage.

Something no one has asked: Anybody see a drop after taking an MSF course? My agent asked specifically if I had taken one. (I had.)
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Jjr1125
Posted on Sunday, February 01, 2009 - 06:34 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Steeleagle,
I am a MSF instructor. I had to ask and I think they discounted $15.
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Bigschwerm
Posted on Sunday, February 01, 2009 - 06:44 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$468 at Geico thats with military discount this was the cheapest i have found so far with military discount.

Usaa who uses progressive for there bike insurance quoted me something crazy like $1300 a year or something and ive been a member with them since i went active duty in 1997 go figure....
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Usmoto
Posted on Sunday, February 01, 2009 - 07:44 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Don't know the figure exactly but I think it's around $350 a year thru USAA. $500 deduct and full coverage.
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