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Nedwreck
Posted on Friday, May 04, 2007 - 08:15 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

I'm trying to buy another Buell, an '06 CityX. Progressive, who I have my Harley insurance with, are actively trying to break me over the counter and load me like a shotgun to the tune of $1800 a year just for the Buell. This is after the multi-bike discount.
Got any suggestions? If this is the best I can do, I won't be getting the bike.

Thanks,

Bob
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Cowboy
Posted on Friday, May 04, 2007 - 08:23 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

There is a lot of confuision with motor cycles, one is afraid to say any thing least he will be thought of as a full grown lier. however I pay only $400.00 per for both my bikes. 1. buell lighting 2. V-Rod. I have been with GEICO for more than 10 yrs.
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Teeps
Posted on Friday, May 04, 2007 - 08:52 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Geeze, even in bloated CA I'm pay'n less than $500 a year for full coverage, from State Farm. Max liability, max deductibles.
Ironically my wife's Honda Fit, costs me only a few bucks more, for the same coverage.
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Staindus
Posted on Friday, May 04, 2007 - 08:54 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

In Jersey here paying (No Lie) $666.00 for insurance through Rider for my 06 SX
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Wolfridgerider
Posted on Friday, May 04, 2007 - 09:00 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

I pay less than 1000 bucks a year for FULL coverage for my Uly and Firebolt with State Farm.
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Jmor03
Posted on Friday, May 04, 2007 - 09:04 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

In NJ $580.00 With GEICO For full Coverage on a 03 XB9s
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Nedwreck
Posted on Friday, May 04, 2007 - 09:18 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Oh hell, I believe you. Really, I do. But I'm afraid to call GEICO coz they're the ones that took a loss on the last one. =(
"Oh yeah, Mr. Bob, we remember you, Your coverage will be two buhzilyun dollars every 6 months. Have a nice day!" =)

Bob
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Jaimec
Posted on Friday, May 04, 2007 - 09:53 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Jackson, MS? That sounds a little unreasonable. I have Progressive covering just liability and comprehensive (fire & theft) on an '06 Lightning Long and a '99 BMW K1200LT and I'm paying less than $1,000 a year.

By the way, I have good news: I saved over $500 a year by NOT switching to GEICO...

I live on Long Island, in New York, by the way.
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Doerman
Posted on Friday, May 04, 2007 - 10:04 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Insurance.
It's like competitive bids. Get a bid from the usual suspects, State Farm, Nationwide, Farmers, etc. Check with an independent as well. You and I are about the same age and if you don't have an atrocious driving record, you should obtain insurance for less than 1/3 of what Progressive has quoted you.
Asbjorn
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Frankfast
Posted on Friday, May 04, 2007 - 10:54 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Pay only liability and don't let the bike out of your sight.
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Cruisin
Posted on Friday, May 04, 2007 - 11:24 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Geez, I paid $310 last year for full coverage on my 2004 XB12R and the wife's 1992 BMW K75S. We added a 1996 R850R to the stable and it still didn't go over $400 a year...that's for THREE bikes.

Gotta love Dairyland insurance.
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Jaimec
Posted on Friday, May 04, 2007 - 11:32 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Pay for liability AND Comprehensive. If you get into an accident, set fire to the bike...
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Tx05xb12s
Posted on Friday, May 04, 2007 - 11:33 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Dairyland Insurance was the cheapest for me. $750 annually on an 05 XB12Scg. My first year was $900.
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Greenlantern
Posted on Friday, May 04, 2007 - 11:35 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Does anybody have Sentry? and how much?
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Bikemakr
Posted on Friday, May 04, 2007 - 12:53 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

I have Sentry (Dairyland) and pay $87 per year for liability only on my '01 M2L. I live in Vermont and am over 50 (well, physically...). They were the cheapest I found AND they didn't require a credit check. The whole credit check thing just pisses me off even though I have good credit. It has nothing to do with my driving record and I pay cash for my insurance. That didn't seem to matter to Geico!
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Terribletim
Posted on Friday, May 04, 2007 - 12:58 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

I have Progressive, they suck ass! Costs me almost $2000 a year for my Harley, my wife's Harley & my Buell. Then when I crashed they wouldn't cover it because my Harley is "custom" and they don't cover "custom bikes". But they sure took the money all year! I say get away from them! Unfortunately, I can't get away from them because other insurance companies say "well, you have this crash on your record. . ." WTF! ! !
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Redponcho
Posted on Friday, May 04, 2007 - 03:30 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Wichita KS, I have State Farm. 03XB9S $200 a year full coverage. And that is after my recent accident
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Tdiddy
Posted on Friday, May 04, 2007 - 10:11 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

06 XB12Ss
93 CBR1000F
00 Jeep Wrangler
$1200 per year for full coverage
AAA Insurance
(they also cover track days as long as it's not a timed event.)
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Ducxl
Posted on Friday, May 04, 2007 - 10:23 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Huh,my two Buells' and 996 are now $1700/yr with 500 deductible and F&T and collision/w custom parts reimbursement.Not happy but,feel secure in event of loss.We should add the age factor..I'm over 40

Edit: WITH Progressive ins.

(Message edited by ducxl on May 04, 2007)
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Nitsebes
Posted on Friday, May 04, 2007 - 10:49 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

$211/yr for My 96 S2T.Progressive for now
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Dapope
Posted on Friday, May 04, 2007 - 11:09 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Milwaukee, American family, 03 XB9S, a little over $200 a year.

(Message edited by dapope on May 04, 2007)
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Nevrenuf
Posted on Friday, May 04, 2007 - 11:25 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

paying 35 more with 3 bikes having changed from state farm to mra/sentry/dairyland with 100 copayments and fully covered outside of uninsured motorists. this puts me at just over 1100 for the year. that's for the xb,cyclone and ultra.
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Nedwreck
Posted on Saturday, May 05, 2007 - 12:49 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Ok, so I run through the book trying to find a reputable insurance company that's not robbing people. After quotes from various places wanting between $750 and $1400, I call the peeps that handle the insurance on my house. Lady there quotes me $545 for the year. Sold.
She faxes me some papers to sign ans you won't believe who the insurance is through: Progressive. The same people who were quoting me $1800 a year just this morning. WTF?


I'm picking the bike up tomorrow!

Bob
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Froggy
Posted on Saturday, May 05, 2007 - 01:44 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

You sure you filled out the applications the same both times for the progressives? Its real easy to accidently check off that box that says "I stunt more than Craig Jones" : )
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Tdiddy
Posted on Saturday, May 05, 2007 - 02:40 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Were you getting a quote from a broker?
The brokers are sales men and work on 100% comishion.
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Swampy
Posted on Saturday, May 05, 2007 - 08:21 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Do your shopping from the computer. Let Progressive do the work. Progressive.com, work up the quote, then do the rate comparison, and they show you the best one to use. Thats how I found Farmers and I'm saving tons on my insurance.
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