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Buell Forum » Quick Board Archives » Archive through September 07, 2007 » Insurance legislation that affects us all... « Previous Next »

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Seattle_bueller
Posted on Thursday, August 30, 2007 - 04:59 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Shamelessly stolen from svriders.com (for a good cause):

If you've got a motorcycle (or snow-mobile, etc) accident injury claim on your medical records, you may very likely find that Health and Hospitalization companies will not cover you in the event of another accident. Oh, they'll happily take your premium, but they will exclude any motorcycle related claim..

There is a Bill working it's way through the US House of Representatives to correct this.
The American Motorcycle Association has a "Rapid Response Center" on their Web site. It will only take you a minute or two to let your Congressman (Person?) know that you would like them to support the bill.
The link below makes it painless...they have a pre-written message (which you can edit, if you'd like), and a link that automatically e-mails (or sends a traditional letter). If you are unsure of who your representative is, they have that covered as well. You just enter your zip code.

http://www.amadirectlink.com/legisltn/rapidrespons e.asp
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Old_man
Posted on Thursday, August 30, 2007 - 05:12 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I just did my part.
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Terribletim
Posted on Thursday, August 30, 2007 - 05:28 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Many thanks, just sent it off too!
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Unibear12r
Posted on Thursday, August 30, 2007 - 05:46 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Done
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Buellerandy
Posted on Thursday, August 30, 2007 - 07:06 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Blew the doors off
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Jerzydevil
Posted on Thursday, August 30, 2007 - 08:12 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Done
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Mm128
Posted on Thursday, August 30, 2007 - 08:28 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

DONE!!!
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Nevrenuf
Posted on Thursday, August 30, 2007 - 10:36 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

did it, i just hope it went through
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Oldog
Posted on Thursday, August 30, 2007 - 11:46 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Done, thanks for bringing that to our attention, I would be effected by that "loop hole"
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Brad_buell
Posted on Friday, August 31, 2007 - 01:12 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Done!
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Kurbennett
Posted on Friday, August 31, 2007 - 06:25 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Done as well
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Ryker77
Posted on Friday, August 31, 2007 - 06:29 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Something else that most people don't know. Veterans who have served are also screwed. The fine print of insurance allows them do denie covering any medical issue that was recieved or is from military service. But do you think they get a price discount?

It is all about greed and $$$.
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Cyclone262
Posted on Friday, August 31, 2007 - 10:51 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Done.
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Tx05xb12s
Posted on Friday, August 31, 2007 - 12:09 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Did my piece and emailed it to six of my friends and family.
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Ridrx
Posted on Friday, August 31, 2007 - 02:03 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Done+6.

Good looking out Sb.

Frightening how much legislature is passed that the public knows nothing about til' it's too late.
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Barker
Posted on Friday, August 31, 2007 - 02:26 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

done.

emailed to everybody that rides (and not on bad web)

and checked policy, im good to go (Humana)
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Cityxslicker
Posted on Friday, August 31, 2007 - 03:53 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

as a former insurance claims adjuster, this has been going on for the better part of 20 years. Employers want to only insure you for accountable, controllable weighted risks for healthcare. By doing "dangerous" activities you are scewing their statistics. Its the same thing with smokers (which is still legal) they just charge a higher premium for those members. You will see that if the companies are required to cover cart blanche recreational activities, that they will raise premium levels for those that do those activities. And if you are found doing them and not paid the higher premium, then they will deny your claim as outside of your coverage. And dont think that your health care coverage will pick up immediately anyways, as they will go after your vehicle coverage policy limits first.
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Panhead_dan
Posted on Friday, August 31, 2007 - 11:09 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Insurance = extortion. Only it's legal
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Hdbobwithabuell
Posted on Saturday, September 01, 2007 - 12:04 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Yeah, after I got bashed, my health insurance paid up, but then got a big chunk of the 100k policy limits. Make sure you got plenty of Underinsured coverage. Some drivers only have the minimum coverage. Something like 30-50k in NC. Doesn't go far for medical bills if your health insurance pulls this crap.
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