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Buell Motorcycle Forum » Quick Board Archives » Archive 0210 (October 2002) » Multiple Bikes---Outrageous Insurance « Previous Next »

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Dueller
Posted on Tuesday, October 01, 2002 - 10:18 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Seems there are a lot of multiple bike owners in here. Anyone have any luck with getting a multi-bike (ala my auto policy)discount on their insurance? If so, what company? My carrier doesn't offer one...at least not to me...even when I offered to sign an affidavit that I was the only rider. Plus, stacking of motorcycle policies seems to be under attack in my state. Seems to be a rip off to me.

As a side note, I love the fact that Buells are still considered HD's and therefore qualify for rates much lower than other sport bikes.
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Josh
Posted on Tuesday, October 01, 2002 - 10:32 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

State Farm gives good moto rates and gives multi-vehicle discounts. I pay $18-$25/mo on each of my three.
Josh (in IL)
98 S1 99 S3 00 Blast
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Dueller
Posted on Tuesday, October 01, 2002 - 10:40 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Geez Josh...that's a great rate. Is that full coverage? I'll check 'em out. With no accidents/claims of any kind in 15 years mine is running 1300+/year for an M2 and S1. 100/300/50 comprehensive...of course I do live in the Tort claim capitol of the U.S.
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Josh
Posted on Tuesday, October 01, 2002 - 10:57 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Yup, all kinds of coverage (limits were recommended by my agent I'm not sure what they are but I think it's higher than you posted)$250Deduct Comp, $500DeductColl. No medical tho (it's like $10/mo for $2000 of medical) but my HMO covers that. I think it's $18 on the Blast, $24 on the S3 and $26 on the S1. The Harley Sportster 883 I had was $22/mo.
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Darthane
Posted on Tuesday, October 01, 2002 - 11:17 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Sheesh, I have State Farm and shell out over $2100 a year on my Firebolt and Blast. Course, I'm 21, so that whole age-discrimination thing is going on. I wish I could just blow up all the insurance agencies, but then who would pay THEIR claims?

Bryan
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Loki
Posted on Tuesday, October 01, 2002 - 05:33 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

DairyLand(Sentry Group) gives multi discounts, Better bikers, and get this.... a discount for being a BRAG member

Loki
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Darthane
Posted on Tuesday, October 01, 2002 - 06:18 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Info for contacting them, Loki?

Bryan
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Gravedigger
Posted on Tuesday, October 01, 2002 - 11:20 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Farmers Insurance only charges me $20 a month on my 99 X1. :)

no break in price for multibike, but who really needs on at $20 a month per bike.

Keith
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Loki
Posted on Tuesday, October 01, 2002 - 11:29 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Try www.dairylandinsurance.com

They do direct sale policies (in most states) without having to go through an agent. I have carried them for the past ten years (or is it them carrting me). In fact with my recent loss claim, things actually have gone pretty good. I got 6500 for the M2, enough to pay it off and help pay for the S1. No hint that they are dropping me on the other bike either(not the S1).

The M2 with a second bike('82 GPz) ran me less the $350 a year. Go figure a clean record(past speeding for 20+ over), multi bike, Better Bikers, etc. etc.

That last speeding ticket was kinda expensive though. The deputy who wrote the ticket was real nice to me. We crested a hill at the same time, the snooper did not even go off till he hit the lights. I was doing in excess of a ton, the lights came on at 90 and slowing. He had me fair and square, that and I was pointed in the direction of his sub-station. Pulled over and waited the ten minutes it took him to turn around.

Well anyway I digress, Dairyland has been good to me. I plan on staying with them for the forseeable future.
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Chainsaw
Posted on Wednesday, October 02, 2002 - 08:26 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

2001 Harley Sportster 883C $420 a year
2003 Buell Firebolt $339 a year
Identical coverage and deductables.

State Farm Insurance, I have renters' insurance and a truck insured with them as well. No violations in years (you'll never catch me copper!!) I'm 32.
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S2pengy
Posted on Thursday, October 03, 2002 - 06:55 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only)

Try Progressive through Harley Davidson very reasonable with BRAG, AMA and MSF discounts... Only Company I have delt with that understands you can only ride one bike at a time......
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