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6gears
Posted on Wednesday, November 07, 2012 - 07:24 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I got my newest sales offer from HD today. They have preapproved me to purchase a new 110 anniv. model up to $27k. They have some awesome (not) interest rates at 9.99% which comes out to over $400 a month for 84 months after I come up with 10% down and cover all the prep, doc. fees and taxes out of pocket. They then go on to tell me how "RARE" these bikes will be with only 4000 of each model being built. I think I will just keep my Buell race stripe bike that is 10 times more rare, and 1/10 the cost....LOL.
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Pwnzor
Posted on Thursday, November 08, 2012 - 07:15 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I keep getting credit card offers from HD with "chrome rewards" points to spruce up my 2004 Buell XB12R motorcycle.


How stupid are these people?
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Ratbuell
Posted on Thursday, November 08, 2012 - 07:44 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

How stupid are these people?


Only as stupid as those who jump on their finance "specials"...and believe me, there's a lot of 'em.
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Bads1
Posted on Thursday, November 08, 2012 - 01:05 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

http://www.youtube.com/watch?v=izzlN2zC8PU
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Buellinachinashop
Posted on Thursday, November 08, 2012 - 01:42 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

What's hilarious about HD's "special" 9.99% is that you can buy a Polaris or Arctic Cat ATV with their every day 3.3% interest.
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Syonyk
Posted on Thursday, November 08, 2012 - 02:41 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Wow, 9.99% "special" interest?

You'd have to be pretty "special" to jump at that... that's terrible!
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Strokizator
Posted on Thursday, November 08, 2012 - 02:59 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Anybody who needs to finance a bike for 7 years doesn't really "need" a bike. For most people this purchase comes under discretionary spending and it should be carefully considered before making a long term commitment.
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Pwnzor
Posted on Thursday, November 08, 2012 - 03:45 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Kawasaki has 0% for 5 years and will finance 125% of the list price so you can get all your gear with ZERO money down.

Oh, and their bikes aren't crappy or overpriced.
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6gears
Posted on Thursday, November 08, 2012 - 09:29 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Just for grins I called my bank. Since I have great credit, make decent money and am best friends with my loan officers husband....she said I could get a special rate of 2.75% on a NEW motorcycle purchase. LOL
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Glitch
Posted on Thursday, November 08, 2012 - 10:15 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Yeah, but they won't have the official Bar and Shield Screaming Eagle stationary with matching flaming envelope
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6gears
Posted on Thursday, November 08, 2012 - 10:32 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

LOL @ Glitch...that is true!
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Rex
Posted on Friday, November 09, 2012 - 01:30 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

wow. 9.9 percent, really? other manufacturers are having much better deals. same with my credit union....much better rates.
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Buellhusker
Posted on Friday, November 09, 2012 - 02:22 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

They have to pay back Warren Buffet the loan they got from him and that loan was at 15% so at 9.9 they are losing 5.1%, not good business I would think.
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Froggy
Posted on Friday, November 09, 2012 - 02:22 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Buell offered me I think it was 2.99% for 3 years on both my 1125s, I got one before the factory closed, one after.

Good thing they ran out of bikes, otherwise I might of picked up more.
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7873jake
Posted on Friday, November 09, 2012 - 07:29 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I had a conversation with an F&I girl from Rossmeyers about a year or so ago and she was saying that she rarely sees H-D offer any buyer anything less than ~9%, regardless of FICO. She related shes seen the best rates walk in with a pre-approved check from C-U's for 3-5%.
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Stirz007
Posted on Friday, November 09, 2012 - 09:26 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Somehow, Ducati manages to offer 1.99% on the Panigale...... go figure.
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Teeps
Posted on Saturday, November 10, 2012 - 10:51 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I set my email filter to delete anything from H-D so I don't have to see that crap.
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