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Argentcorvid
Posted on Tuesday, October 18, 2011 - 09:58 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

So, has anyone attempted to find out how much insurance would cost to put an 1190RS on the road yet?

I'm sure it falls under the "If you have to ask, you can't afford it" category, but like I said, I'm curious.
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Team_ruthless
Posted on Tuesday, October 18, 2011 - 10:30 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Mine runs about 275 a year but I also have 7 cars, 2 homes and 17 motorcycles insured thru american family so maybe they cut me a deal?
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Barker
Posted on Tuesday, October 18, 2011 - 10:36 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Team_ruthless, What levels and types of coverage do you have on your 1190RS?

Gieco quotes for a married MSF instructor with no incidents in my zip code:


dsafsda



jhfghjfg


(Message edited by barker on October 18, 2011)
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Team_ruthless
Posted on Tuesday, October 18, 2011 - 10:49 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I lied. I have no rs. But it felt really cool to read "your 1190rs" directed at me.
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Argentcorvid
Posted on Tuesday, October 18, 2011 - 11:21 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I tried looking at Progressive's web quote thingy, but they didn't have an entry for E-B-R, and the "other" category wasn't very helpful.
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Notpurples2
Posted on Wednesday, October 19, 2011 - 09:09 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

If I used a liter bike as a reference then it'd probably be about $20K per year through Progressive.
Progressive must assume that it's a sure thing that I would wreck a new bike within the first 2years of ownership since last time I quoted insurance for a new liter-class bike (say an R1) it was nearly $5K/yr! That was in my late 20's, no tickets or wrecks, and owning my own home.

Insurance for my CR was much more reasonable through Geico. But then the CR is probably classified as a "standard"

If you wanted a rough estimate you might be able to get an online quote for a Ducati 1198R Corsa, RSV4R Factory, Bimota, or MV Agusta. Those are of similar performance and cost, at least close enough to get you in the ballpark.
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Hillis3
Posted on Wednesday, October 19, 2011 - 10:46 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Here is what Geico quoted me
No tickets, in VA, and 39yo

2012
Erik Buell Racing
1190RS

Total Yearly Vehicle Premium:
$1,008.20


Bodily Injury Liability
$100,000/$300,000 Non Deductible
$53.00

Property Damage Liability
$50,000 Non Deductible
$13.00

Medical Expense Payments
$1,000 Non Deductible
$26.00

Uninsured Motorist Bodily Injury
$100,000/$300,000 Non Deductible
$68.20

Uninsured Motorist Property Damage
$50,000 Non Deductible
$14.00

Comprehensive $500 Ded.
$184.00

Collision $500 Ded.
$650.00

(Message edited by hillis3 on October 19, 2011)
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Hybridmomentspass
Posted on Wednesday, October 19, 2011 - 10:52 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

"quoted insurance for a new liter-class bike (say an R1) it was nearly $5K/yr! That was in my late 20's, no tickets or wrecks, and owning my own home. "
When the 1125R came outI had one ordered, called my Nationwide agent about it, he told me it'd be 6k a year.....HALF WHAT THE DANG BIKE COST!

He told me straight up that either
a) they didnt want sportbikes cause they crashed so often
b) if someone still chose them with a sportbike they would get so much money out of them that they'd (nationwide) for sure be covered money-wise
I was 26 years old, no tickets in years
Ridiculous
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Kyrocket
Posted on Wednesday, October 19, 2011 - 11:45 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I was in the same situation when I was shopping insurance for my X1 in 2000. I was with Allstate at the time and he said that they didn't cover motorcycles but for poops and snickers he'd look it up. I knew it was going to be bad when he winced when I told him the bike I had. It was going to be $3600 a year to insure, needless to say I went elsewhere. That was married, house and two cars already with them and no moving violations. Now they send me postcards wanting to insure my bike, times change.

Sorry for the hijack, now I'm interested in what I could insure one for.
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Thumper74
Posted on Wednesday, October 19, 2011 - 12:02 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

28, $17 a month for full coverage, 50/100/50
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Noone1569
Posted on Wednesday, October 19, 2011 - 03:45 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

We're sorry. We're unable to process your request.

Progressive does not insure the type of vehicle you've requested.


For assistance, please contact Customer Service at 1-877-689-9794
or e-mail us at customerservice@email.progressive.com.
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Nik
Posted on Wednesday, October 19, 2011 - 06:22 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I'd imagine it'd be pretty cheap if insured by one of the collector/ antique agencies. With only 100 of them out there I'm sure it'd qualify.
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