|Posted on Sunday, August 29, 2010 - 06:58 pm: ||
Nope, but I should get one. Something I can use to escape the house. There are plenty of exists so I'm good there.
Could care less if the house burt down. As long as nobody gets hurt, and I get the Uly clear, maybe the laptop. - Everything else is replaceable. And I'm overinsured.
|Posted on Sunday, August 29, 2010 - 10:48 pm: ||
Nilla, Tell your insurance co. about the fire but don't you deal with them!!!!! Same problem here A few years ago. Insurance wanted to give me $3000. I let a private adjuster handle it for 10% and he got me just shy of $29,000. Insurance co. dind,t argue with him at all.
|Posted on Monday, August 30, 2010 - 12:54 am: ||
Posted on Saturday, August 28, 2010 - 07:46 pm:
Nilla, sorry I got on my rant, I hope everything comes out ok. If you need anything let us know. Also I hope you know by posting this everybody who reads it (I hope) will make sure they have an extinguisher
that was the whole point of me posting this thread.
sooo ... DO YOU HAVE A FIRE EXTINGUISHER IN YOUR HOUSE?
oh, and i guess the smoke detector in the kitchen failed/battery died. we put up a new one at the end of the hall by the bedrooms, and moved that one into the kitchen. once the smoke spilled over the dividing arch-thing and amde it past the central air suction, it started squaking.
and i ususally test the one in the kitchen when i make pancakes for my kids on days off. i did not hesitate to replace it and my nieghbors fire extinguishers right after the fire dept left and the smoke cleared out of the house. i scored some for myself too and got a new detector. an 8lb ABC extinguisher can be had for around 30 bucks, and smoke detectors will run you 8 greenbacks for the basic ones from wally world. there were some fancy-shmancy looking ones for more, but what matters is that you have
only you can prevent HOUSE fires
|Posted on Monday, August 30, 2010 - 12:57 am: ||
thank you guys for your inputs and views.
the wife and i have decided to call teh ins co in the am, and see what is what.
|Posted on Monday, August 30, 2010 - 11:29 am: ||
you need some of these!!!
I have these at my house on the cupboard above the stove as i don't have a range hood
(Message edited by preybird1 on August 30, 2010)
|Posted on Monday, August 30, 2010 - 05:17 pm: ||
i like that product. my insurance co should give those out with each policy. it'd save them a couple grand in my situatuion.
1k out of pocket for me, and it sounds like i'll be getting a new stove, cabinets flooring, and maybe a countertop. not to mention the painting.
i despise house painting
|Posted on Tuesday, August 31, 2010 - 08:39 am: ||
Glad everyone made it out ok, could have been MUCH worse!
The U. S. Fire Administration fire stats for 2008 show that residential structure fires accounted for 84% of all civilian fire deaths with $14.1 billion in direct property loss (not counting the CA wild fires).
check out this link on kitchen fires.
Everyone needs to have at least one extinguisher in their house!
Don't just hang it on the wall and forget about it. Read the instructions and know how to use it and on what types of fires
|Posted on Tuesday, August 31, 2010 - 12:20 pm: ||
Good point Nillaice, I've got three in my house but i think i'll go look just to make sure they are charged. And you can't step into a room or hall in my house without seeing a detector.
|Posted on Tuesday, August 31, 2010 - 09:17 pm: ||
moving into a hotel tonight. we could be there until as late as the 18th.
the kitchen and damages will be taken care of by a contractor we have known for a year or so. (we got to pick, so why not employ someone we know and trust)
|Posted on Tuesday, August 31, 2010 - 09:47 pm: ||
So Matt, a bit more than your $1000 deductible right?
I'm glad you took the advice to call the insurance guy. You won't regret it.
Sounds like things are in progress to get back to right again.
|Posted on Tuesday, August 31, 2010 - 11:42 pm: ||
yeah, we could have done all teh work ourselves. sanding, priming and painting, cleaning, scrubbing and washing. but i know there still would be a lingering smoky essence.
this guy by the name of Brad (amongst others) once said i should Call your insurance adjuster ASAP, this is why you pay for insurance.