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Bueller4ever
Posted on Wednesday, October 20, 2010 - 09:04 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Florida does not require any insurance to register a motorcycle, however, if you are at fault and don't have any insurance, you are royally screwed as far as your license goes and paying for the other persons vehicle/injuries.

Many young motorcyclists in Florida, do not have motorcycle insurance. I try to explain the laws to them, but it's a waste.

Here it is in black and white

FINANCIAL RESPONSIBILITY LAW-IT DOES APPLY TO MOTORCYCLES! Florida's No-Fault, or "PIP Law" does not apply to motorcycles. HOWEVER, the Financial Responsibility FR Law applies to ALL motor vehicles in Florida, including motorcycles. Thus the voluntary purchase of motor vehicle liability insurance by an owner, operator or owner/ operator is highly recommended. Failure to carry property damage and bodily injury liability insurance in case of a crash, DUI conviction or other occurrences outlined in Florida's FR Law, Ch. 324, may result in some or all of the following: Loss of license/tag and registration, and/or restitution or civil court judgment, and future proof (three years) of high risk, SR22 mandatory liability insurance coverage just to keep your driver license - even if you do not own any motor vehicles. Source: Florida Motorcycle Handbook 2006
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Iamarchangel
Posted on Wednesday, October 20, 2010 - 10:50 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Hurt Report is old but still valid data. I believe there is another one in the works but his was so complete, nobody feels like another one is needed.

Insurance laws changed as a result of his study. That's why the perception is skewed.
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Dougshd
Posted on Wednesday, October 20, 2010 - 11:43 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Thanks for your support guys,
As far as the police report goes Hootowl is right,the police only could talk to the car driver.She backed her car up a 100 feet and parked it in a field,so there was no accident reconstrution.Its a he said she said thing.Anyway i've been riding for 34 years and i know i would not go into a sharp blind corner and cross the line. If i rode like that i would of been killed a long time ago.
AS far as the tank splitting open,I believe Buell has the best design out there.It was just a freak accident.
I'm not looking for a lawsuit against Buell but I tried to sue the car driver but she had no insurance.
Thank again
Doug
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Rt_performance
Posted on Thursday, October 21, 2010 - 03:09 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

WOW Doug Glad your getting better.
No insurance just makes me cringe i can't imagen how many $$$$ your medical bills alone are plus total loss of 2 bikes.
Hope you can ride agian in the near future.
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Jng1226
Posted on Thursday, October 21, 2010 - 09:14 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Doug - Truly a bad situation, hope you recover fully soon, both physically and financially. Even if she didn't have any insurance she is still liable, although the police record is certainly not in your favor.

On another note, I believe an apology from all those insinuating that you were trolling for a lawsuit against some manufacturer and/or riding like a squid is in order. F'ing internet commandos with your own trolling responses without knowing the situation nor the person - bet you wouldn't be a quarter as brave if you didn't have a keyboard to hide behind.
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Two_seasons
Posted on Thursday, October 21, 2010 - 10:03 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Doug, good to see you are still with us. Sorry about your bike. Used to live by you, grad of PV a long time ago.

Speculation/inuendo is for idiots, so i agree with what Jng1226 said!
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Stirz007
Posted on Thursday, October 21, 2010 - 12:45 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Good point about accident report. Mine showed "No proof of insurance". Problem was, I had insurance, but the cops never bothered to ask (once I woke up at the scene).
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Geforce
Posted on Thursday, October 21, 2010 - 01:37 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Good thing to remember for all of us when a BadWebber comes online to tell us a story of danger or peril that involves hospitalization... that person may simply be trying to communicate that they are OK and alive. I would bet Doug may be under some meds still as well.

Doug, thanks for taking the time to post up and let us know what happened. I'm glad to hear everyone was ok. I hate to see Buells burnt to a crisp and destroyed in bad wrecks but just look on the bright side... the 1190RS will be here shortly and even more Erik Buell Racing bikes in the future.

Did anyone get any pictures of the wreck? I'd be interested in seeing where the frame split at. Not to throw egg in your face, only because I am curious.
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Fresnobuell
Posted on Thursday, October 21, 2010 - 04:01 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I was in a accident where a woman crossed into my lane on a sharp bend.

Ugggh. I am trying to think of a close call with a cage that DIDN'T involve a female driver. I can't think of one. I am sure it's happened with a male driver, but females seem to be alot worse at being aware on the road. Between not checking their blind spots when switching lanes, coasting thru stop signs while looking but not really looking, texting while driving, being completely absorbed with in-vehicle conversations and whatever else is going on, etc.--they are a true hazard in my opinion.
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Hootowl
Posted on Thursday, October 21, 2010 - 04:15 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

You know, come to think of it, the three times I've had to hit the shoulder because someone changed lanes into me, it was a woman. The person who t-boned me was a woman too. 'Course, I've been hit head on by a drunk driver, and it was a man. I'm pretty sure statistically though, woman are involved in fewer accidents per mile traveled. That may not be true any longer though with the advent of the cell phone. I swear 2 out of 3 women I see on the road have a phone glued to their ear.

Flame away.
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Hootowl
Posted on Thursday, October 21, 2010 - 04:18 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Women are also MUCH better at multitasking than men are. Their brains are physically different from men. Maybe they can handle carrying on a conversation, applying makeup, and making driving decisions all at the same time. I sure as heck can't. Hell, I have to turn off the radio if I'm trying to find an address in an unfamiliar area. My brain is feeble.

Flame away : )
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Trbulnt
Posted on Thursday, October 21, 2010 - 05:11 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

On another note, I believe an apology from all those insinuating that you were trolling for a lawsuit against some manufacturer and/or riding like a squid is in order. F'ing internet commandos with your own trolling responses without knowing the situation nor the person - bet you wouldn't be a quarter as brave if you didn't have a keyboard to hide behind.

Not true. I would ask the same questions if I was looking the person square in the eyes. No offense to DougsHD but it is still his word against the reports. I am glad to see Doug survived this tragic event but do not apologize for my questioning the data presented before me. Ride safe everyone and keep that head on a swivel! We just had a local guy run off the road on his bike while on a car cruise. He was warned ahead of time that the roads may have gravel and debris on them and still rode aggressively. Well a bad corner came up and he noticed the gravel, sat up on his bike and rode straight into the ditch. Thankfully he is ok as the bike can be fixed.
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Fresnobuell
Posted on Thursday, October 21, 2010 - 05:15 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I swear 2 out of 3 women I see on the road have a phone glued to their ear.

God how could I have left that one off the list.

I'm pretty sure statistically though, woman are involved in fewer accidents per mile traveled.

I am not sure about that one. I wonder if it's a significant difference at all. However, just because they don't get into accidents doesn't mean they don't cause accidents around them.

The a-hole that is doing 55 MPH in the fast lane is probably not get into an accident himself (or herself) however the accident potential due to traffic stacking up behind him and sheer frustration he is causing is very real.

You will never convince me that a capable driver at 80 MPH is more dangerous than someone doing 55 MPH on a freeway with a limit of 65 MPH...but the guy who goes 80 MPH gets crucified by the revenue producers...err public safety officials. Nice!
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Fresnobuell
Posted on Thursday, October 21, 2010 - 05:17 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

No offense to DougsHD but it is still his word against the reports.

Looking at the picture, it sure looks like the car was in the motorcyclists' lane. If the bikes ran wide, wouldn't they be in the other lane?
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Hootowl
Posted on Thursday, October 21, 2010 - 05:19 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

It used to be that insurance was cheaper for women than men, and that was the reason. Don't know whether it is true today.
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Fresnobuell
Posted on Thursday, October 21, 2010 - 05:24 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)



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Jng1226
Posted on Thursday, October 21, 2010 - 05:50 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Thanks for posting that detailed picture Fresnobuell. What a horrendous looking aftermath and it seems like a miracle that no one was killed!

According to Wikipedia, 1220 degrees F is the melting point of aluminum. I marvel at how the fuel burned long enough to cause those "Terminator2-style" rivers of metal. Sickening to think what that does to skin.
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Jng1226
Posted on Thursday, October 21, 2010 - 06:03 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

No offense to DougsHD but it is still his word against the reports. I am glad to see Doug survived this tragic event but do not apologize for my questioning the data presented before me

Some people are just dicks or lawyers, or both.
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Blake
Posted on Thursday, October 21, 2010 - 07:16 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

You are way out of line.

Can't blame the car driver for backing away from an inferno.

In Harlan's pic, from which direction were the bikes traveling?

Hope you recover fully Doug. What advice would you offer to help others avoid your tragic experience?
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Trbulnt
Posted on Thursday, October 21, 2010 - 07:28 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Correct Blake. Which direction were the bikes traveling? Also the force of the large suv would be greater than the bikes therefore causing them to end up in a different location than they originated from. Especially with the bikes being in the position they are in.

Like I said it is still a horrific accident that thankfully has a happy ending with no lives being lost. I am not looking to place blame on anyone, was just looking for a clarification of the facts.
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Trbulnt
Posted on Thursday, October 21, 2010 - 07:29 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Some people are just dicks or lawyers, or both.

So opinions are not allowed on this forum?
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Bueller4ever
Posted on Thursday, October 21, 2010 - 08:09 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

There's a reason that there are very few women race car drivers or even motorcycle racers.

Women, more so than men, do not turn their head when they back up, nor do they check their blind spot when changing lanes. Same goes for old people. I've never seen anyone over the age of 65 that would look over their shoulder when backing up.

9 times out of 10, in a sharp corner, it's the car driver that runs wide. Just look at Killboy.com highlight pics.

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Trbulnt
Posted on Thursday, October 21, 2010 - 08:12 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

In the pic you show Bueller its clear that the driver is more focused on the person behind him than the road ahead plus that back right tire looks like it could use some air!!
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S21125r
Posted on Friday, October 22, 2010 - 09:53 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

My .02 of a buck...
If bike #1 was in the wrong by drifting over the line on a right hander then you'd think bike #2 would have a pretty good change of avoiding it since the inertia of the crash would have carried both bike and car away from the inside lane.
The fact that both bikes got caught up into this leads me believe that the crash happened in their lane and bike #2 didn't have an escape route. Combine that with an experienced rider that probably knows the area... So I'm taking Doug's word at face value.

I was involved in a freeway get off this summer. Shredded semi tire got caught up between my front wheel and muffler during rush hour traffic. Minor physical injuries compared to Doug, but sure did shake me up mentally for a long time. If I wasn't replaying the accident in my head on a daily basis trying to figure out what I'd do different, then I was thinking about how bad it could have played out for me and my family.

No doubt this has taken a physical/mental/financial toll on Doug and his family, so cut the guy some slack.


Doug,
Hope you get well soon and find a way to get back on the proverbial horse.
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Bueller4ever
Posted on Friday, October 22, 2010 - 11:10 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Maybe he lowered the pressure for extra grip! LOL!
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Crabby
Posted on Friday, October 22, 2010 - 01:08 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

women drive more miles, because they get lost. they are involved in more accidents per YEAR on average tho.
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Xl1200r
Posted on Friday, October 22, 2010 - 02:36 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I think somewhere it said the crash was on a right-hand turn, no? If that's the case, the bikes would be laying in the correct lane.
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Drawkward
Posted on Friday, October 22, 2010 - 04:24 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Trbulnt:

quote:

Some people are just dicks or lawyers, or both.

So opinions are not allowed on this forum?




Isn't that Jng's opinion?
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Iamarchangel
Posted on Friday, October 22, 2010 - 11:41 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Melting aluminum and flesh is one of the lessons learned during the Falkland War. Note that aluminum is unique in that the inside melts before the outside does. So what looks like something solid is actually liquid inside. No more aluminum body battleships used in combat.

Note that the gasoline fire did not melt the steel.
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Freight_dog
Posted on Saturday, October 23, 2010 - 12:02 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

You will never convince me that a capable driver at 80 MPH is more dangerous than someone doing 55 MPH on a freeway with a limit of 65 MPH...but the guy who goes 80 MPH gets crucified by the revenue producers...err public safety officials.

Couldn't have said it better myself.
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