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Buell Forum » 1125R Superbike Board » Archives 001 » Archive through February 01, 2010 » Insurance prices for all the NEW 1125 owners » Archive through January 26, 2010 « Previous Next »

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Tbones1125r
Posted on Saturday, January 09, 2010 - 12:23 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

46yo in CT..clean record. $400 for my 1125r, $425 (together) for my '04 BMW R1100s and 1200 Sportster...full coverage on all three with Progressive. gotta be a better place to buy coverage
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Keef
Posted on Saturday, January 09, 2010 - 10:04 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

dairyland wanted 1100.00 a year coverage on my 1125cr for liability i had been using them on my 06 xb12ss,full coverage, 900.00 a year,there reasoning was it was a new bike so insurance was higher even though i was switching from full coverage to liability only...i am 54, a homeowner, no tickets for lot of years...i went with progressve for 248.00 a year
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Skratch
Posted on Saturday, January 09, 2010 - 11:21 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I pay about $650/yr for my 09 Ultra and 05 1200 Sporty together.

My 1125R is $695/yr with State Farm.

3 bikes, 2 cars and homeowners.
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Rkc00
Posted on Saturday, January 09, 2010 - 09:26 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Just got my final bill for 2010. I have 3 bikes with full coverage.
09 XB12X
09 1125CR
06 VRSCR

Foremost

I am 50 with no points
$1030/yr. for all 3

Mike
Long Island, NY

(Message edited by RKC00 on January 09, 2010)
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Hogzilla
Posted on Saturday, January 09, 2010 - 10:08 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I called Progressive this morning to get a quote. For the 2006 FXDB Harley and 2010 1125r they were quoting $1460 for both for the year. Quoted using 50/100 liability and $1000 deductible full coverage.

I'll be sticking with Dairyland for almost have the price at $798 a year.
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Tbones1125r
Posted on Monday, January 11, 2010 - 03:56 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Just shopped my coverage based on the varying premiums here. For the '08 1125r, '04 R1100s, '98 1200 Sportster and the CRF/X, $1200 from Progressive...$2300 from State Farm. 46yo rider, no tickets, riding for 30 odd years...
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Bob_saggot
Posted on Monday, January 11, 2010 - 04:37 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Wow some of you guys are getting rapped!

Update just checked it out today.

$1000 deductable full coverage, minnesota state farm.

24 year old $760
25 year old $150!!! Only 1 year to go

This is PER year.
: )

(Message edited by bob_saggot on January 11, 2010)
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Tbones1125r
Posted on Monday, January 11, 2010 - 04:58 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$250 deductible here...pulled the trigger and re-upped with Progressive.
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Budo
Posted on Monday, January 11, 2010 - 05:22 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Use a broker, they find the best price for you.
www.fernet.com
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Thefleshrocket
Posted on Thursday, January 14, 2010 - 10:47 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I decided to shop around for insurance, and it was a huge pain in the ass. So many sites want you to call for a quote. In 2010, are they serious?

Progressive had me paying $1230 a year for $250 deductibles for:
'08 1125R
'06 Daytona 675
'91 CBR600F2
'03 DR-Z400E

I'm 34, married, a home owner and have a clean record.

Markel and Dairyland both had online quoting systems, unlike Allstate, GEICO (which did have a quoting system but the 1125R was not an option when I selected Buell.. WTF), Nationwide and State Farm. Markel was more expensive than Progressive, at $1600 a year for three of those bikes (not including the DRZ) with $500 deductibles.

Dairyland was a big surprise--for the three bikes minus the DRZ and with $250 deductibles, they wanted $633 a year. So, they got it. I hope the coverage is good, and I also hope I don't have to use it!
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Froggy
Posted on Thursday, January 14, 2010 - 11:22 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Whohoo I got my new bill, my rates went down despite having an at fault wreck! : D

$2935 for the year, but I can get a $401 discount if I pay in full in 1 shot

I got the same coverage on all 4 bikes

Body Lib: 100k/300k
Property damage: 50k
Wrongful death: 50k/100k
Mandatory Ped. PIP: 50k
Basic Economic loss: $25k
Supplemental uninsured/underinsured motorist 100k/300k
Medical Payments: 5k
Accessory coverage: $3k
Roadside Assistance
$500 Deductibles.

$354 for the 06 XB12
$240 for the 03 Blast
$904 for the 09 1125CR
$1437 for the 08 1125R

Fun.
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Justa4banger
Posted on Friday, January 15, 2010 - 09:16 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Wow its funny that the CR is less than the R.... i wonder why...
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Hdwrenchtx
Posted on Friday, January 15, 2010 - 09:29 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

i have checked pretty much everywhere and I am looking at about 950 for the CR and a R
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Jasbiz66
Posted on Friday, January 15, 2010 - 09:42 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

American Family Insurance: premium $213
I also have 3 cars and a house with them, which gives me a little bit of a discount.
I'm 31 years old, and live in Ohio.
My policy is from January 2010 to October 2010
bodily injury 50,000/100,000
property damage 50,000
comprehensive 1,000 deductible
collision 1,000 deductible
uninsured bodily 50,000 / 100,000
under insured bodily 50,000 / 100,000
medical expense 1000 each person 100 deductible.
Hope this helps, they were cheaper than the other places I looked at
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Pistole_pete
Posted on Friday, January 15, 2010 - 01:23 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

29 years old no at faults ever and a less than 10 over ticket a little longer than 3 years ago, have the following coverage from geico, 750/yr
Bodily Injury Liability(BI)25/50$54.00
Property Damage Liability(PD)25M$35.00
Medical Payments(MED)REJ$.00
Personal Injury Protection(PIP)REJ$.00
Uninsured Motorist Bodily Injury(UMBI)REJ$.00
Comprehensive(COMP)1M$140.00
Uninsured Motorist Property Damage(UMPD)25M$36.00
Collision(COLL)1M$474.00
Towing(TOW)NON-DED$10.00

Funny thing, Dairyland was originally quoting roughly 1400 for the same coverage. I called them up to let them know of the "deal" (less of a butt probing) from Geico, they re-ran some stuff saying it would probably be lower...NOPE! It actually jumped to a hair or two above 2k/yr. I think that Geico may count the bike as a street bike vs. a sport bike, but then again I'm not in insurance and that is just a wild guess.
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Jackgraves
Posted on Friday, January 15, 2010 - 01:35 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I pay $470 for the year with $50 dollar deduct with geico I live in Tampa FL
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Rkc00
Posted on Friday, January 15, 2010 - 01:41 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Just got my final bill for 2010. I have 3 bikes with full coverage.
09 XB12X $398
09 1125CR $398
06 VRSCR $236

Foremost

Body Lib: 100k/300k
Property damage: 50k
Wrongful death: 50k/100k
Mandatory Ped. PIP: 50k
Basic Economic loss: $25k
Supplemental uninsured/underinsured motorist 100k/300k
Medical Payments: 5k
Accessory coverage: $3k
Roadside Assistance
$250 Deductibles.


I am 50 with no points
$1030/yr. for all 3

Mike
Long Island, NY
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Tbones1125r
Posted on Friday, January 15, 2010 - 01:42 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Progressive...100/300, with comp/collision
$250 deductible

'08 1125r $526
'04 R1100s $395
'98 1200 Sportster $235
'06 CRF250X $95
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Hogzilla
Posted on Friday, January 15, 2010 - 01:44 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Wow its funny that the CR is less than the R.... i wonder why...

The CR doesn't LOOK as fast. : )
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Griff1327
Posted on Monday, January 18, 2010 - 06:05 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

If you are in NJ, WV, PA or OH I definitely recommend getting a quote with Rider's Insurance. We just started using them at the shop and there prices are AMAZING! I'm 22 and got my '09 R covered with comprehensive for $377 a year!

There prices on other bikes are good too! Got a customer a quote on a '06 XL1200L for $81 a year.
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Black
Posted on Monday, January 18, 2010 - 06:11 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

In the "giving them equal time" department, and not being particularly happy with Harley, I do have to say that they found me a very good deal on insurance. Give them a try, you aren't out anything.
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Russmannnn
Posted on Monday, January 18, 2010 - 09:33 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Im 22 and have a O1 Cyclone and an 08 1125r in the off season I put liability and comp on them fro 197 the frist month and then 97 every month after that.

In riding season I putt full coverage on both and its around 235 a month.
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Brag918
Posted on Tuesday, January 19, 2010 - 02:30 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I also got a better deal thru Harley. I was paying $375 on my Uly with Progressive, who quoted me $1082 to add the 1125R. Harley got me the two for $507 a year. By the way, I'm 55 with a clean record.
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Moosestang
Posted on Tuesday, January 19, 2010 - 09:00 am:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Insurance is such a scam. I've never carried full coverage on a motorcycle that I own outright. I don't see the point unless you use it as your primary transportation. I drop my cars down to liability once they are paid for. It helps that i have not caused and accident since 1990.
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Maxime75us
Posted on Wednesday, January 20, 2010 - 12:24 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

Hi Guys,

Any of you in Texas and would let me know about some good deals!

03 xb9s liability for $60
Full coverage on my 08 1125cr $650

Let me know, thanks

Max
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Xodot
Posted on Wednesday, January 20, 2010 - 12:42 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I hate threads like these - choke - I pay $1465/year on my 1125R. I'm 53, no convictions/ collisions/claims. Yes I shopped around.

I'm happy for y'all. I wish I could get your cheap US insurance coverage here in Canada
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Hogzilla
Posted on Wednesday, January 20, 2010 - 01:47 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I heard Canadian auto insurance was nuts. And even more of a blow since 4-5 months the weather isn't friendly to riding.
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Monkey_man
Posted on Tuesday, January 26, 2010 - 09:36 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$134
(Do I win?)
mid 30's, clean record

Bodily Injury Liability $28
Property Damage Liability $13
Uninsured Bodily Injury $78
Uninsured Property Damage $15
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Slypiranna
Posted on Tuesday, January 26, 2010 - 09:52 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

$13.98 A month, full coverage. Gap on HD Loan.

41/Male/3 previous mc related accidents and expensive surgeries.

BTW, Single! Lmao!

State Farm Rocks!
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Monkey_man
Posted on Tuesday, January 26, 2010 - 10:10 pm:   Edit Post Delete Post View Post/Check IP Print Post    Move Post (Custodian/Admin Only) Ban Poster IP (Custodian/Admin only)

I think I figured out why I got a good rate on my 08 1125R.
Vehicle classifications is not:
"hyperformance - fully aerodynamic styling; full fairing with racing technology; track-ready performance; JAPANESE or EUROPEAN manufacturer; displacement greater than 750cc"

so it's:

"standard - basic two-wheeled street motorcycle that does not fit any other classification."

BUY AMERICAN : )
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