| Author | Message | ||
     Dennis_c |
who has a better price on insurance? Nationwide is charging me $436 a year for my uly and they have my house and 2 cars help  Nationwide calls a uly a sport bike. | ||
| Chadr81 |
On my 12S, I pay $375. I go through AAA Insurance and have my house, 2 cars, and motorcycle through them. Now that I think of it, I think AAA contracts out to Progressive. When I got into my accident this year, it was a Progressive claims adjuster that came to look at the bike. They took care of me pretty good. | ||
| Michael1 |
There was an article in the recent AMA mag and they state that the National Insurance Association is redubbing all motorcycles. The Uly, is classified as a sportbike along with many of the other naked modern UJM's out there. So that's why the costly. I pay $300 a year, full coverage with Allstate. But then again, they have 2 other bikes, a car and my house. They used to have two cars as well, but I sold one. I have also been with them for over 10 years. Oh and BTW....The NIA also classifies the Blast as a sportbike...yes that's right...the Blast. | ||
| Johnboy777 |
FWIW, when I bought my '07, the dealer quoted me a price of $250 through Harley. . | ||
| Mm128 |
I pay $212 FULL Coverage with Progressive on a 99X1.... But i DO have the title... That MAY make a difference... -Matt. | ||
| Chris_in_tn |
Progressive had the best rate I could find. I am paying a little more because I totaled my first Uly with them. But they were still quite a bit cheaper than anyone else I could find for my second Uly. | ||
| Dentguy |
Nationwide...$317 for full coverage with a 250 deductible on a Uly. | ||
| Mike_dinger |
Wanna hear some messed up shit? When I bought my Uly, my existing moto insurance company from my previous bike wanted $3600/yr. I was like WTF? I ended up getting insurance thru the HD dealer for $800/yr. (still very high). Just a month or so ago, I got a quote to see if i could find cheaper, and they quoted $2900 because the Uly is a, get this...SUPERSPORT!!! LOL!!! I mean it's a fun bike, but supersport it is not. BTW, my driving record is spotless! I don't get it. I think it's just a California thing. | ||
| Froggy |
Damn you people with your cheap insurance, i was paying $2400 a year for me with progressive  | ||
| Supertoon |
$ 900.00 per year, in my mind this is a rape! Paid $195.00 per year for my 03 FZ1 with the a lower deductable. My broker says it is because I own a Harley...  | ||
| Dano_12s |
I have a 4 bike policy w/DRIVE Ins.the uly works out to be about $300.I just got a quote for the 1125R...$889.Then I called Sentry for the 1125R there quote was $316.Looks like I'll be moving to Sentry soon. | ||
| Portero72 |
230$ a year full coverage with Harley. almost 1/2 of what my old ins company wanted | ||
| Murraebueller |
Geico- 6 bikes, full coverage including uninsured motorist and higher medical- $1325 a year.Dairyland had the next best price. | ||
| Jumpinjewels |
$485 thru Farmers which uses Foremost. This is without title but will have that in a few weeks so hope the price comes down some. | ||
| Marlinrider |
I gotta add my two cents worth on this. I am a licensed insurance agent but don't currently sell (never give up your license...motorcycle, insurance, etc). All of you are throwing premiums out there without comparing coverages! That will have a large impact on what you pay. Still my advice, never settle for state minimum limits! I pay $300/year with a $250 deductible comp & collision and liability limits of 100/300/50. | ||
| Glenn |
Hi Marlinrider, very good point and I would also like to add that the costs vary widely depending on your location. It would be nice to know this factor as well with the above posts. I had a 2007 ULY and a 1987 BMW insured for around $525 in Maine. I now live in North Carolina but still have a place in Maine which I frequent. The BMW alone is around $375 in NC and the ULY about the same in Maine where it resides. To insure both in NC would cost me around $1400! I'm an old guy with a clean record in regard to accidents too. I'm wondering what others pay in NC? Glenn | ||
| Gotj |
Glenn, My first reaction to your predicament is related to the riding season which correlates to exposure. Year-'round in NC vs ? (very short) in Maine. Probably others as well. | ||
| Luftkoph |
try sentry ins. they are working with buell it saved me a lot over progressive | ||
| Glenn |
HI, Yes Gotj I thought about the longer season too. I ride for 8 months in Maine. I was out three days over the Holiday and had a great time. Coldest was around 24. Thanks God for my heated jacket, socks and Polly grips! Luftkoph I just checked Sentry but they don't sell motorcycle insurance in NC. Glenn | ||
| Conchop |
I was in one hell of a crash 2.5 years ago, SUV pulled out just enough to hit me. Broken bones, shoulder replacement, etc etc. Insurance paid for the bike - denied the personal injury - said they didn't think it was their fault afterall. In short - get lost. Now we're in a lawyers paradise. My advice - don't skimp on your insurance. Shop around. Katrina was a good gauge - see who paid out and see which insurance companies welched out and are now being sued. If you have to pay extra for QUALITY insurance from a QUALITY company, then do it. Zillions of dollars are spent for ads instead of QUALITY. I'm looking to switch companies too. Insurance is a biz. A lot of these so called managers only look for their quarterly bonuses. Here's another piece of advice. Kerr leather jackets. Heavy as hell but I lost count after 7 rolls. Not a stitch broken. My new Uly is the 1st bike I've owned since the crash. Good protective gear can help - In the military, we called it the golden bb. Just out of the blue, BANG, you take a hit. Cover your ass. LOLOLOL | ||
| Beachbeemer |
I live on the NC coast. Pay $1217/year to Progressive for my '04 ST-1300A and '06 Uly. Coverage is $250/500/100 liability and $1000 deductible collision and comprehensive. Doesn't cost a great deal more to insure an'07 Lexus, an '07 Acura, and a '90 Mustang convertible. | ||
| Caddypat |
american family has all my empire covered.the uly is 280 per year full coverage with upgraded liability limits.this is in astoria ore. pat |
